There are two main reasons why you should invest, and do so as soon as you can.

The first is that you want to be financially independent when you retire. You don't want to struggle during a time of life when you should be reaping the rewards of your labour.

Sadly, that's not exactly the situation in which the vast majority of people end up. According to the Australian Bureau of Statistics, only 5-8% of people who reach normal retirement age achieve outright financial independence. A sobering thought... Even more alarming is that over 50% of people at age 65 are either still very dependent on welfare, the aged pension, their families or they have to continue working just to pay the bills and meet day-to-day living expenses.

Over 90% fail to plan
Only 5% - 8% achieve financial independence